OEM offers

Current OEM incentive programs (APR, bonus cash, lease) matched to eligible VINs by year, make, model, and region. 486 distinct programs across the lot.

How to query this dataset

Per vehicle

the offers[] array inside https://www.charlieobaugh.com/ai/v/{VIN}.json

MCP tools

get_oem_offers(vin?, make?, model?), search_offers(query?, type?)

Bulk JSON

https://www.charlieobaugh.com/ai/data.json

curl

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curl -s -X POST https://www.charlieobaugh.com/ai/api/ucp/mcp \
  -H 'content-type: application/json' \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"get_oem_offers","arguments":{}}}'

Program	Headline	Vehicle	VIN record	Disclosure
Finance	$679/mo not a firm offer	GMC Terrain	3GKALMEG7PL167739	disclosure Estimated finance payment for stock #U8119A, VIN 3GKALMEG7PL167739. $679 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,744, which includes the $799 dealer processing fee. Amount financed $28,937, including $1,193 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $32,614. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$566/mo not a firm offer	GMC Terrain	3GKALMEG7PL167739	disclosure Estimated finance payment for stock #U8119A, VIN 3GKALMEG7PL167739. $566 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,744, which includes the $799 dealer processing fee. Amount financed $28,937, including $1,193 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $33,963. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$493/mo not a firm offer	GMC Terrain	3GKALMEG7PL167739	disclosure Estimated finance payment for stock #U8119A, VIN 3GKALMEG7PL167739. $493 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,744, which includes the $799 dealer processing fee. Amount financed $28,937, including $1,193 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $35,511. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$1,068/mo not a firm offer	Chevrolet Silverado 1500	1GCPKKEK1SZ279407	disclosure Estimated finance payment for stock #26G147B, VIN 1GCPKKEK1SZ279407. $1,068 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $44,480, which includes the $799 dealer processing fee. Amount financed $46,393, including $1,913 estimated sales tax at 4.3%. That is $23.02 per $1,000 financed. Total of payments $51,273. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$566/mo not a firm offer	Kia Seltos	KNDEL3D35V7015255	disclosure Estimated finance payment for stock #27K101, VIN KNDEL3D35V7015255. $566 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,404, which includes the $799 dealer processing fee. Amount financed $29,625, including $1,221 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $33,945. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$491/mo not a firm offer	Kia Seltos	KNDEL3D35V7015255	disclosure Estimated finance payment for stock #27K101, VIN KNDEL3D35V7015255. $491 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,404, which includes the $799 dealer processing fee. Amount financed $29,625, including $1,221 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $35,340. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$440/mo not a firm offer	Kia Seltos	KNDEL3D35V7015255	disclosure Estimated finance payment for stock #27K101, VIN KNDEL3D35V7015255. $440 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,404, which includes the $799 dealer processing fee. Amount financed $29,625, including $1,221 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $36,941. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Zero-down lease	$410/mo not a firm offer	Kia Seltos	KNDEL3D35V7015255	disclosure Estimated lease payment for stock #27K101, VIN KNDEL3D35V7015255. $410 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $570, made up of $410 first payment, $60 title, $100 registration. MSRP $28,105. Lease selling price $28,404. Net capitalized cost $29,054. Residual value $17,425, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. The selling price includes the $799 dealer processing fee. Total of payments $14,760. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Lease	$318/mo not a firm offer	Kia Seltos	KNDEL3D35V7015255	disclosure Estimated lease payment for stock #27K101, VIN KNDEL3D35V7015255. $318 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,477, made up of $318 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $28,105. Lease selling price $28,404. Net capitalized cost $26,055. Residual value $17,425, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. The selling price includes the $799 dealer processing fee. Total of payments $11,448. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
Finance	$1,124/mo not a firm offer	Chevrolet Colorado	1GCPTFEK7R1154473	disclosure Estimated finance payment for stock #U8079A, VIN 1GCPTFEK7R1154473. $1,124 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $46,784, which includes the $799 dealer processing fee. Amount financed $48,796, including $2,012 estimated sales tax at 4.3%. That is $23.02 per $1,000 financed. Total of payments $53,928. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Every figure above is restated with its terms in its own disclosure. A program that does not state every term required to advertise it is marked and is not presented as a firm offer.