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# 2026 Ford F-250SD XL

> Charlie Obaugh Auto Group | VIN 1FT7W2BA6TED86137 | Stock #3660 | New

**Price:** $61,065  (MSRP $63,050, save $1,985)

Includes $799 dealer processing fee.

## Specifications

| Attribute | Value |
|---|---|
| VIN | 1FT7W2BA6TED86137 |
| Stock # | 3660 |
| Condition | New |
| Year | 2026 |
| Make | Ford |
| Model | F-250SD |
| Trim | XL |
| Body Style | 4D Crew Cab |
| Exterior Color | Oxford White |
| Interior Color | Medium Dark Slate |
| Drivetrain | 4WD |
| Engine | 6.8L V8 |
| Transmission | 10-Speed Automatic |
| Fuel Type | Gasoline |
| Doors | 4 |
| Mileage | 62 mi |

## VIN decode

| Field | Value |
|---|---|
| vehicle_type | TRUCK |
| body_style | Pickup |
| engine | 6.8L 8-Cylinder V-Shaped |
| cylinders | 8 |
| drive_type | 4WD |
| fuel_type | Gasoline |

## Window sticker

- **Factory MSRP:** $63,050
- **Factory Monroney (PDF):** https://ai.charlieobaugh.com/sticker/1FT7W2BA6TED86137.pdf
- Full OEM window sticker fetched live by VIN. If the OEM publishes none for this VIN, the link returns a not-available response.

## Factory-installed features

- Front License Plate Bracket
- FX4 Off-Road Package
- Unique FX4 Off-Road Box Decal
- Hill Descent Control
- Off-Road Specifically Tuned Shock Absorbers
- XL Off-Road Package
- Platform Running Boards
- Transfer Case and Fuel Tank Skid Plates
- Power-Sliding Rear-Window with Defrost
- Pro Power Onboard - 400W
- Snow Plow Prep Package
- Trailer Brake Controller
- 5th Wheel/Gooseneck Hitch Prep Package
- LED Roof Clearance Lights
- Order Code 600A
- Front and Rear Wheel Well Liners
- 17" Argent Painted Steel Wheels
- Upfitter Switches (6)
- 410 Amp Dual Alternators
- Remote Start System
- Tough Bed Spray-in Bedliner
- Dual AGM 68 AH Battery
- XL Driver Assist Package
- Privacy Glass
- XL Chrome Package
- Chrome Front Bumper
- Halogen Fog Lamps
- Bright Chrome Hub Covers and Center Ornaments
- Chrome Rear Step Bumper
- HD Vinyl 40/20/40 Split Bench Seat
- Ford Connectivity Package (1-Year Included)
- GVWR: 10,000 Lb Payload Package
- Radio: AM/FM Stereo with MP3 Player
- SYNC 4 with 8" Center Display
- 3.73 Axle Ratio
- 4-Wheel Disc Brakes
- Internet access capable: 5G Modem - Ford Connectivity Package
- Emergency communication system: SYNC 4 911 Assist
- Exterior Parking Camera Rear
- Front Center Armrest w/Storage
- Compass
- Front beverage holders
- Variably intermittent wipers
- Turn signal indicator mirrors
- Trip computer
- Traction control
- Tilt steering wheel
- Telescoping steering wheel
- Steering wheel mounted audio controls
- Split folding rear seat
- Speed control
- Security system
- Remote keyless entry
- Rear step bumper
- Rear reading lights
- Power windows
- Power steering
- Power door mirrors
- Passenger vanity mirror
- Panic alarm
- Overhead console
- Overhead airbag
- Outside temperature display
- Low tire pressure warning
- Illuminated entry
- Heated door mirrors
- Fully automatic headlights
- Front reading lights
- Front anti-roll bar
- Dual front side impact airbags
- Dual front impact airbags
- Delay-off headlights
- Brake assist
- AM/FM radio
- ABS brakes
- Tachometer
- Electronic Stability Control
- Air Conditioning
- 6 Speakers

## Your payment on this vehicle

Our own estimates for this exact VIN, computed at the dealership's location (ZIP 24401). These are not manufacturer advertising.

- **Finance: $1,216/mo** - 60 months at 5.49% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #3660, VIN 1FT7W2BA6TED86137. $1,216 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,065, which includes the $799 dealer processing fee. Amount financed $63,691, including $2,626 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $72,976. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $1,055/mo** - 72 months at 5.99% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #3660, VIN 1FT7W2BA6TED86137. $1,055 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,065, which includes the $799 dealer processing fee. Amount financed $63,691, including $2,626 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $75,977. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $945/mo** - 84 months at 6.49% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #3660, VIN 1FT7W2BA6TED86137. $945 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,065, which includes the $799 dealer processing fee. Amount financed $63,691, including $2,626 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $79,419. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Zero-down lease: $813/mo** - 36 months, 10,000 mi/yr, $973 due at signing (estimate, not an advertised offer)
  - Estimated lease payment for stock #3660, VIN 1FT7W2BA6TED86137. $813 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $973, made up of $813 first payment, $60 title, $100 registration. MSRP $63,050. Lease selling price $61,065. Net capitalized cost $61,710. Residual value $39,091, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $29,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Lease: $721/mo** - 36 months, 10,000 mi/yr, $3,880 due at signing (estimate, not an advertised offer)
  - Estimated lease payment for stock #3660, VIN 1FT7W2BA6TED86137. $721 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,880, made up of $721 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $63,050. Lease selling price $61,065. Net capitalized cost $58,711. Residual value $39,091, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $25,956. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Savings off MSRP: $1,985** - MSRP $63,050, our price $61,065
  - Savings of $1,985 on stock #3660, VIN 1FT7W2BA6TED86137, measured as the $63,050 manufacturer's suggested retail price less the $61,065 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details.

## Current offers

- **Finance: $1,216/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #3660, VIN 1FT7W2BA6TED86137. $1,216 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $61,065, which includes the $799 dealer processing fee. Amount financed $63,691, including $2,626 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $72,976. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $1,055/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #3660, VIN 1FT7W2BA6TED86137. $1,055 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $61,065, which includes the $799 dealer processing fee. Amount financed $63,691, including $2,626 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $75,977. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $945/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #3660, VIN 1FT7W2BA6TED86137. $945 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $61,065, which includes the $799 dealer processing fee. Amount financed $63,691, including $2,626 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $79,419. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Zero-down lease: $813/mo** (ends 2026-09-30), Estimated lease payment on approved credit. Not an offer to lease.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated lease payment for stock #3660, VIN 1FT7W2BA6TED86137. $813 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $973, made up of $813 first payment, $60 title, $100 registration. MSRP $63,050. Lease selling price $61,065. Net capitalized cost $61,710. Residual value $39,091, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $29,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Lease: $721/mo** (ends 2026-09-30), Estimated lease payment on approved credit. Not an offer to lease.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated lease payment for stock #3660, VIN 1FT7W2BA6TED86137. $721 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,880, made up of $721 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $63,050. Lease selling price $61,065. Net capitalized cost $58,711. Residual value $39,091, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $25,956. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Savings off MSRP: $1,985** (ends 2026-09-30), Savings measured against MSRP. Excludes tax, title and license.
  - Disclosure: Savings of $1,985 on stock #3660, VIN 1FT7W2BA6TED86137, measured as the $63,050 manufacturer's suggested retail price less the $61,065 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details.

## Pricing disclosure

Advertised: save $1,985. This offer applies to Stock #3660, VIN 1FT7W2BA6TED86137. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $63,050. Advertised price: $61,065. Savings: $1,985, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.

## Photos

![2026 Ford F-250SD XL](https://assets.cai-media-management.com/resize/1024x1024/common-vehicle-media/0428628e-131f-4ed4-8adf-40978934bf04.jpg)

21 photos available.

## Links

- Dealer VDP (original): https://www.charlieobaugh.com/vehicle/new-2026-ford-f-250sd/1FT7W2BA6TED86137
- Structured JSON: https://ai.charlieobaugh.com/v/1FT7W2BA6TED86137.json
- Canonical page: https://ai.charlieobaugh.com/vehicle/1FT7W2BA6TED86137.html

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*AI-ready listing for Charlie Obaugh Auto Group, generated 2026-09-07T09:06:19Z.*

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**Offer disclosure.** Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.
