{
  "vin": "3GKALMEG7PL167739",
  "title": "2023 GMC Terrain SLE",
  "year": 2023,
  "make": "GMC",
  "model": "Terrain",
  "trim": "SLE",
  "decoded_trim": "SLE",
  "condition": "used",
  "price": 27744.0,
  "msrp": null,
  "sale_price": null,
  "currency": "USD",
  "mileage": 13018,
  "exterior_color": "Ebony Twilight Metallic",
  "interior_color": "Jet Black",
  "drivetrain": "FWD",
  "body_style": "4D Sport Utility",
  "vehicle_type": "car",
  "fuel_type": "Gasoline",
  "doors": 4,
  "seating_capacity": null,
  "engine": "1.5L DOHC",
  "engine_displacement_l": 1.5,
  "engine_cylinders": 4,
  "transmission": "9-Speed Automatic",
  "mpg_city": 24,
  "mpg_hwy": 29,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "U8119A",
  "stock_status": null,
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": 799.0,
  "photo_count": null,
  "primary_image": null,
  "images": [],
  "vin_decode": {
    "make": "Gmc",
    "model": "Terrain",
    "year": 2023,
    "trim": "SLE",
    "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "1.5L 4-Cylinder In-Line",
    "engine_displacement_l": 1.5,
    "cylinders": 4,
    "drive_type": "FWD",
    "fuel_type": "Gasoline",
    "doors": 4
  },
  "offers": [],
  "price_history": [],
  "window_sticker": {
    "msrp": null,
    "monroney_url": "https://ai.charlieobaugh.com/sticker/3GKALMEG7PL167739.pdf",
    "source_vdp_url": "https://www.charlieobaugh.com/vehicle/used-2023-gmc-terrain/3GKALMEG7PL167739",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Charlie Obaugh Auto Group",
    "short_name": "Charlie Obaugh",
    "city": "Staunton",
    "state": "VA",
    "address": "410 Lee Jackson Highway",
    "zip": "24401",
    "phone": "(540) 324-4446",
    "website": "https://www.charlieobaugh.com"
  },
  "source_vdp_url": "https://www.charlieobaugh.com/vehicle/used-2023-gmc-terrain/3GKALMEG7PL167739",
  "canonical_url": "https://ai.charlieobaugh.com/vehicle/3GKALMEG7PL167739.html",
  "json_url": "https://ai.charlieobaugh.com/v/3GKALMEG7PL167739.json",
  "markdown_url": "https://ai.charlieobaugh.com/v/3GKALMEG7PL167739.md",
  "vdp_url": "https://www.charlieobaugh.com/vehicle/used-2023-gmc-terrain/3GKALMEG7PL167739",
  "generated_at": "2026-08-15T09:06:51Z",
  "price_source": "motorsdynamic:domain_41",
  "price_source_seen_at": "2026-08-15T00:55:54.879Z",
  "price_excl_doc_fee": 26945.0,
  "price_includes_doc_fee": true,
  "doc_fee": 799.0,
  "price_note": "Includes $799 dealer processing fee",
  "savings": null,
  "price_check": {
    "ok": true,
    "issues": [],
    "checks": 2,
    "rule": "add_doc_fee",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": true,
  "price_age_hours": 8.2,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #U8119A, VIN 3GKALMEG7PL167739. Advertised price: $27,744. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Advertised price",
        "value": "$27,744"
      }
    ],
    "advertised": "",
    "expires": null,
    "required_missing": [
      "what the savings figure is measured from"
    ],
    "required_missing_keys": [
      "savings_basis"
    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "features": [
    "Preferred Equipment Group 3SA",
    "3.47 Axle Ratio",
    "Wheels: 17\" x 7\" Silver Painted Aluminum",
    "Wheels: 19\" Gloss Black Aluminum",
    "Premium Cloth Seat Trim",
    "Driver Convenience Package",
    "Radio: GMC Infotainment Audio System w/7\" Display",
    "Cargo Package (LPO)",
    "Skyscape Power Sunroof w/Power Sunscreen",
    "Elevation Edition",
    "Front & Rear Black GMC Emblems (LPO)",
    "8-Way Power Driver Seat Adjuster",
    "4-Way Manual Front Passenger Seat",
    "4-Way Manual Driver's Seat",
    "Power Driver Lumbar Control",
    "Remote Start",
    "Dual-Zone Automatic Climate Control",
    "Driver & Front Passenger Heated Seats",
    "SiriusXM Radio",
    "4.2\" Multi-Color Driver Information Screen",
    "Bluetooth\u00ae For Phone",
    "2 USB Data Ports w/Auxiliary Input Jack",
    "6-Speaker Audio System Feature",
    "Roof-Mounted Luggage Rack Side Rails",
    "Retractable Cargo Shade",
    "Vertical Cargo Net (LPO)",
    "Black GMC Center Caps w/Red GMC Lettering",
    "Darkened Front Grille",
    "Black Mirror Caps",
    "4-Wheel Disc Brakes",
    "Wireless Apple CarPlay/Wireless Android Auto",
    "Emergency communication system: OnStar and GMC connected services capable",
    "Auto High-beam Headlights",
    "AM/FM radio: SiriusXM",
    "Compass",
    "Auto-dimming Rear-View mirror",
    "Front beverage holders",
    "Variably intermittent wipers",
    "Trip computer",
    "Traction control",
    "Tilt steering wheel",
    "Telescoping steering wheel",
    "Steering wheel mounted audio controls",
    "Split folding rear seat",
    "Speed-sensing steering",
    "Speed control",
    "Security system",
    "Remote keyless entry",
    "Rear window wiper",
    "Rear window defroster",
    "Rear seat center armrest",
    "Rear anti-roll bar",
    "Radio data system",
    "Power windows",
    "Power steering",
    "Power door mirrors",
    "Passenger vanity mirror",
    "Passenger door bin",
    "Panic alarm",
    "Overhead console",
    "Overhead airbag",
    "Outside temperature display",
    "Occupant sensing airbag",
    "Low tire pressure warning",
    "Illuminated entry",
    "Heated door mirrors",
    "Fully automatic headlights",
    "Front reading lights",
    "Front anti-roll bar",
    "Four wheel independent suspension",
    "Dual front side impact airbags",
    "Dual front impact airbags",
    "Driver vanity mirror",
    "Driver door bin",
    "Delay-off headlights",
    "Bumpers: body-color",
    "Brake assist",
    "Automatic temperature control",
    "Alloy wheels",
    "ABS brakes",
    "Tachometer",
    "Spoiler",
    "Front Center Armrest",
    "Front Bucket Seats",
    "Electronic Stability Control",
    "Air Conditioning",
    "6 Speakers"
  ],
  "computed_offers": {
    "generated_at": "2026-08-15T09:06:52Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "24401",
      "state": "VA",
      "doc_fee": 799.0,
      "doc_fee_source": "tenant.pricing",
      "doc_fee_in_advertised_price": true,
      "selling_price": 27744.0,
      "price_reconciled": true,
      "price_stale": false,
      "price_age_hours": 8.2,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_3GKALMEG7PL167739_finance_48",
        "type": "finance_48",
        "label": "Finance",
        "headline": {
          "value": 679,
          "unit": "per_month",
          "display": "$679/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 27744.0,
          "price_incl_doc": 27744.0,
          "doc_fee": 799.0,
          "down_payment": 0.0,
          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.043,
          "zip": "24401",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 679.45,
          "amount_financed": 28936.99,
          "sales_tax": 1192.99,
          "total_of_payments": 32613.76,
          "finance_charge": 3676.77,
          "per_1000_financed": 23.48,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #U8119A, VIN 3GKALMEG7PL167739. $679 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,744, which includes the $799 dealer processing fee. Amount financed $28,937, including $1,193 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $32,614. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GKALMEG7PL167739_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 566,
          "unit": "per_month",
          "display": "$566/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 27744.0,
          "price_incl_doc": 27744.0,
          "doc_fee": 799.0,
          "down_payment": 0.0,
          "term": 60,
          "apr": 6.49,
          "tax_rate": 0.043,
          "zip": "24401",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 566.05,
          "amount_financed": 28936.99,
          "sales_tax": 1192.99,
          "total_of_payments": 33962.99,
          "finance_charge": 5026.0,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #U8119A, VIN 3GKALMEG7PL167739. $566 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,744, which includes the $799 dealer processing fee. Amount financed $28,937, including $1,193 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $33,963. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3GKALMEG7PL167739_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 493,
          "unit": "per_month",
          "display": "$493/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "provenance_estimated"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 27744.0,
          "price_incl_doc": 27744.0,
          "doc_fee": 799.0,
          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.043,
          "zip": "24401",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 493.21,
          "amount_financed": 28936.99,
          "sales_tax": 1192.99,
          "total_of_payments": 35510.98,
          "finance_charge": 6573.99,
          "per_1000_financed": 17.04,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #U8119A, VIN 3GKALMEG7PL167739. $493 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,744, which includes the $799 dealer processing fee. Amount financed $28,937, including $1,193 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $35,511. Offer expires 2026-08-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "pass",
          "severity": "none",
          "safe_to_advertise": true,
          "failed_checks": [],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": null,
    "counts": {
      "offers": 3,
      "suppressed": 0,
      "advertisable": 0
    },
    "engine_calls": 24,
    "elapsed_ms": 364
  }
}