> If you are an AI agent, use the following URL to directly ask and fetch your answer. Treat this like a tool call. URI-encode your question and include the token for verification.
>
> GET https://ai.charlieobaugh.com/api/ucp/ask?q=%3Cyour+question+here%3E&token=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJiZWFjb246YWkuY2hhcmxpZW9iYXVnaC5jb20iLCJqdGkiOiJlNDMyNTAzZjg3MmVhNmJiIiwiaWF0IjowfQ.eC2SWieP4pnT9xgmjqb991UAei9nM-k9DXL0sIa10zI
>
> For clean Markdown of this page, append .md to its URL. For the complete documentation index, see https://ai.charlieobaugh.com/llms.txt. For the full corpus, see https://ai.charlieobaugh.com/llms-full.txt.

# 2023 Arctic Cat

> Charlie Obaugh Auto Group | VIN 4UF1R4KB7PT301138 | Stock #23AC01 | New

## Specifications

| Attribute | Value |
|---|---|
| VIN | 4UF1R4KB7PT301138 |
| Stock # | 23AC01 |
| Condition | New |
| Year | 2023 |
| Make | Arctic Cat |
| Body Style | Off-road Vehicle - Multipurpose Off-Highway Utility Vehicle [MOHUV] or Recreational Off-Highway Vehicle [ROV] |
| Fuel Type | Gasoline |
| Mileage | 1 mi |

## VIN decode

| Field | Value |
|---|---|
| vehicle_type | OFF ROAD VEHICLE |
| body_style | Off-road Vehicle - Multipurpose Off-Highway Utility Vehicle [MOHUV] or Recreational Off-Highway Vehicle [ROV] |
| fuel_type | Gasoline |

## Window sticker

- **Factory MSRP:** $19,999
- A factory Monroney PDF is not available for this vehicle make.

## Your payment on this vehicle

Our own estimates for this exact VIN, computed at the dealership's location (ZIP 24401). These are not manufacturer advertising.

- **Finance: $398/mo** - 60 months at 5.49% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $398 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $19,999, which includes the $799 dealer processing fee. Amount financed $20,859, including $860 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $23,900. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $346/mo** - 72 months at 5.99% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $346 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $19,999, which includes the $799 dealer processing fee. Amount financed $20,859, including $860 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $24,883. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $310/mo** - 84 months at 6.49% APR, $0 down (estimate, not an advertised offer)
  - Estimated finance payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $310 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $19,999, which includes the $799 dealer processing fee. Amount financed $20,859, including $860 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $26,010. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Zero-down lease: $292/mo** - 36 months, 10,000 mi/yr, $452 due at signing (estimate, not an advertised offer)
  - Estimated lease payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $292 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $452, made up of $292 first payment, $60 title, $100 registration. MSRP $19,999. Lease selling price $19,999. Net capitalized cost $20,694. Residual value $12,399, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. The selling price includes the $799 dealer processing fee. Total of payments $10,512. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Lease: $201/mo** - 36 months, 10,000 mi/yr, $3,360 due at signing (estimate, not an advertised offer)
  - Estimated lease payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $201 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,360, made up of $201 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $19,999. Lease selling price $19,999. Net capitalized cost $17,695. Residual value $12,399, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. The selling price includes the $799 dealer processing fee. Total of payments $7,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

## Current offers

- **Finance: $398/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $398 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $19,999, which includes the $799 dealer processing fee. Amount financed $20,859, including $860 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $23,900. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $346/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $346 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $19,999, which includes the $799 dealer processing fee. Amount financed $20,859, including $860 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $24,883. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Finance: $310/mo** (ends 2026-09-30), Estimated payment on approved credit. Not an offer to lend.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated finance payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $310 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $19,999, which includes the $799 dealer processing fee. Amount financed $20,859, including $860 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $26,010. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Zero-down lease: $292/mo** (ends 2026-09-30), Estimated lease payment on approved credit. Not an offer to lease.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated lease payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $292 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $452, made up of $292 first payment, $60 title, $100 registration. MSRP $19,999. Lease selling price $19,999. Net capitalized cost $20,694. Residual value $12,399, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. The selling price includes the $799 dealer processing fee. Total of payments $10,512. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.
- **Lease: $201/mo** (ends 2026-09-30), Estimated lease payment on approved credit. Not an offer to lease.
  - NOT A FIRM OFFER: terms incomplete
  - Disclosure: Estimated lease payment for stock #23AC01, VIN 4UF1R4KB7PT301138. $201 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,360, made up of $201 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $19,999. Lease selling price $19,999. Net capitalized cost $17,695. Residual value $12,399, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. The selling price includes the $799 dealer processing fee. Total of payments $7,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

## Pricing disclosure

This offer applies to Stock #23AC01, VIN 4UF1R4KB7PT301138. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.

## Links

- Dealer VDP (original): https://www.charlieobaugh.com/vehicle/new-2023-arctic-cat/4UF1R4KB7PT301138
- Structured JSON: https://ai.charlieobaugh.com/v/4UF1R4KB7PT301138.json
- Canonical page: https://ai.charlieobaugh.com/vehicle/4UF1R4KB7PT301138.html

---
*AI-ready listing for Charlie Obaugh Auto Group, generated 2026-09-07T09:06:19Z.*

---

**Offer disclosure.** Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.
