Inventory / New / Explorer

2026 Ford Explorer ST-Line

VIN 1FMUK8KH8TGB43234Stock 3684Vapor Blue4WD
$53,965
Includes $799 dealer processing fee
MSRP $55,100save $1,135
Available nowNew | 4 mi
6 offers eligible
Savings measured against MSRP. Tax, title and license extra. See details.
View this vehicle on charlieobaugh.com
Pricing details and disclosure
Manufacturer's suggested retail price$55,100
Advertised price$53,965
Savings$1,135, measured as the manufacturer's suggested retail price minus the advertised price

Advertised: save $1,135. This offer applies to Stock #3684, VIN 1FMUK8KH8TGB43234. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $55,100. Advertised price: $53,965. Savings: $1,135, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.

Features and factory options

per VIN
110V/150W AC Power OutletFront License Plate BracketFront and 2nd Rows Floor Liners with Carper Floor Mats2nd Row Captain's Chairs w/E-Z Entry and Armrest2nd Row Heated SeatsEquipment Group 300A Standard PackagePanoramic Fixed Glass Roof with Power ShadeBlueCruise (equipment + 1-Year + 90-Day Plan)SecuriCode Keyless Entry KeypadBlueCruise Hardware
Show all 94 features
Premium PackageST-Line Street PackAmbient LightingPerformance BrakesRed Painted Performance Front and Rear Brake CalipersHeated Unique Cloth Captain's ChairsMemory Driver's SeatWheels: 21" Magnetite-Painted AluminumAuto-Dimming Interior Rear-View MirrorManual-Folding Sideview MirrorsRadio: B&O Sound System by Bang and OlufsenWheels: 20" Ebony-Painted Machined AluminumRain-Sensing Wipers (front Only)4-Wheel Disc BrakesApple CarPlay/Android AutoEmergency communication system: 911 AssistAM/FM radio: SiriusXM with 360LAuto High-beam HeadlightsExterior Parking Camera RearCompassSpeed-Sensitive Wipers10 SpeakersVariably intermittent wipersTrip computerTraction controlTilt steering wheelTelescoping steering wheelSteering wheel mounted audio controlsSplit folding rear seatSpeed-sensing steeringSpeed controlSecurity systemRemote keyless entryRear window wiperRear window defrosterRear reading lightsRear anti-roll barRear air conditioningPower windowsPower steeringPower passenger seatPower driver seatPower door mirrorsPassenger vanity mirrorPassenger door binPanic alarmOverhead consoleOverhead airbagOutside temperature displayOccupant sensing airbagLow tire pressure warningLeather steering wheelKnee airbagIlluminated entryHeated steering wheelHeated front seatsHeated door mirrorsGarage door transmitterFully automatic headlightsFront reading lightsFront fog lightsFront dual zone A/CFront anti-roll barFour wheel independent suspensionDual front side impact airbagsDual front impact airbagsDriver vanity mirrorDriver door binDelay-off headlightsBumpers: body-colorBrake assistAutomatic temperature controlAlloy wheelsAdjustable head restraints: driver and passenger w/tiltABS brakes3rd row seats: benchTachometerSpoilerPower LiftgateNavigation SystemFront Center ArmrestFront Bucket SeatsElectronic Stability ControlAir Conditioning

Your payment on this vehicle

6 estimates computed for this VIN
Finance
$1,075/mo
60 months at 5.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$1,075/mo
Term60 months
APR5.49%
Cash down$0
Advertised price$53,965
Dealer documentation fee$799
Price including doc fee$53,965
Amount financed$56,285
Per $1,000 financed$19.10
Total of payments$64,492
Expires2026-09-30

Estimated finance payment for stock #3684, VIN 1FMUK8KH8TGB43234. $1,075 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,965, which includes the $799 dealer processing fee. Amount financed $56,285, including $2,320 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $64,492. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$933/mo
72 months at 5.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$933/mo
Term72 months
APR5.99%
Cash down$0
Advertised price$53,965
Dealer documentation fee$799
Price including doc fee$53,965
Amount financed$56,285
Per $1,000 financed$16.57
Total of payments$67,143
Expires2026-09-30

Estimated finance payment for stock #3684, VIN 1FMUK8KH8TGB43234. $933 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,965, which includes the $799 dealer processing fee. Amount financed $56,285, including $2,320 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $67,143. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$836/mo
84 months at 6.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$836/mo
Term84 months
APR6.49%
Cash down$0
Advertised price$53,965
Dealer documentation fee$799
Price including doc fee$53,965
Amount financed$56,285
Per $1,000 financed$14.84
Total of payments$70,185
Expires2026-09-30

Estimated finance payment for stock #3684, VIN 1FMUK8KH8TGB43234. $836 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,965, which includes the $799 dealer processing fee. Amount financed $56,285, including $2,320 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $70,185. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$731/mo
36 months, 10,000 mi/yr, $891 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease.
Payment details and disclosure
Monthly payment$731/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$0
Due at signing$891
MSRP$55,100
Lease selling price$53,965
Net capitalized cost$54,610
Residual value$34,162
Money factor0.0015
Total of payments$26,316
Expires2026-09-30

Estimated lease payment for stock #3684, VIN 1FMUK8KH8TGB43234. $731 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $891, made up of $731 first payment, $60 title, $100 registration. MSRP $55,100. Lease selling price $53,965. Net capitalized cost $54,610. Residual value $34,162, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $26,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$640/mo
36 months, 10,000 mi/yr, $3,799 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease.
Payment details and disclosure
Monthly payment$640/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$2,999
Due at signing$3,799
MSRP$55,100
Lease selling price$53,965
Net capitalized cost$51,611
Residual value$34,162
Money factor0.0015
Total of payments$23,040
Expires2026-09-30

Estimated lease payment for stock #3684, VIN 1FMUK8KH8TGB43234. $640 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,799, made up of $640 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,100. Lease selling price $53,965. Net capitalized cost $51,611. Residual value $34,162, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $23,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Savings off MSRP
$1,135
MSRP $55,100, our price $53,965
our estimate
Savings measured against MSRP. Excludes tax, title and license.
Payment details and disclosure
MSRP$55,100
Advertised price$53,965
Savings$1,135
Savings basisMSRP less advertised price
Expires2026-09-30

Savings of $1,135 on stock #3684, VIN 1FMUK8KH8TGB43234, measured as the $55,100 manufacturer's suggested retail price less the $53,965 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details.

These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 24401, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Payments are computed on a price that includes the $799 dealer documentation fee. Manufacturer programs matched to this vehicle are listed separately under Current offers.

Current offers

6 programs | 1 shown as a firm offer
Finance
$1,075/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #3684, VIN 1FMUK8KH8TGB43234. $1,075 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $53,965, which includes the $799 dealer processing fee. Amount financed $56,285, including $2,320 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $64,492. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$933/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #3684, VIN 1FMUK8KH8TGB43234. $933 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $53,965, which includes the $799 dealer processing fee. Amount financed $56,285, including $2,320 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $67,143. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$836/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #3684, VIN 1FMUK8KH8TGB43234. $836 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,965, which includes the $799 dealer processing fee. Amount financed $56,285, including $2,320 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $70,185. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$731/monot a firm offer
Estimated lease payment on approved credit. Not an offer to lease.
ends 2026-09-30
Estimated lease payment on approved credit. Not an offer to lease.
Offer details and disclosure

Estimated lease payment for stock #3684, VIN 1FMUK8KH8TGB43234. $731 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $891, made up of $731 first payment, $60 title, $100 registration. MSRP $55,100. Lease selling price $53,965. Net capitalized cost $54,610. Residual value $34,162, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $26,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$640/monot a firm offer
Estimated lease payment on approved credit. Not an offer to lease.
ends 2026-09-30
Estimated lease payment on approved credit. Not an offer to lease.
Offer details and disclosure

Estimated lease payment for stock #3684, VIN 1FMUK8KH8TGB43234. $640 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,799, made up of $640 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $55,100. Lease selling price $53,965. Net capitalized cost $51,611. Residual value $34,162, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $645. The selling price includes the $799 dealer processing fee. Total of payments $23,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Savings off MSRP
$1,135
Savings measured against MSRP. Excludes tax, title and license.
ends 2026-09-30
Savings measured against MSRP. Excludes tax, title and license.
Offer details and disclosure

Savings of $1,135 on stock #3684, VIN 1FMUK8KH8TGB43234, measured as the $55,100 manufacturer's suggested retail price less the $53,965 advertised price. MSRP and advertised price both exclude tax, title, license and registration. The advertised price includes the $799 dealer processing fee. One vehicle at this price. Price good through 2026-09-30 and subject to change. See dealer for complete details.

Every figure above is restated with its terms in that offer's disclosure. Offers that do not state every term required to advertise them are marked and are not presented as firm offers. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

Specifications

factory + VIN-decoded
Engine
2.3L EcoBoost I-4
Transmission
10-Speed Automatic
Drivetrain
4WD
Body
4D Sport Utility
Exterior
Vapor Blue
Interior
Onyx
Fuel
Gasoline
MPG
20 city / 27 hwy
Condition
New
Mileage
4 mi
Stock #
3684

Decoded from the VIN: class MULTIPURPOSE PASSENGER VEHICLE (MPV) | body Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV] | make Ford | engine 2.3L. Every VIN is decoded, so specs are verified, not copied from the listing.

Factory window sticker

Monroney | per VIN
Line itemMSRP
Base MSRP, 2026 Ford Explorer ST-Line$55,100
Total MSRP$55,100

Open factory window sticker (PDF) Full OEM Monroney fetched live by VIN. If the manufacturer publishes no sticker for this VIN, the link returns a not-available response rather than a document.

The dealership

AutoDealer

Charlie Obaugh Auto Group

Address410 Lee Jackson Highway, Staunton, VA 24401
Phone(540) 324-4446
DeptsSales | Service | Parts | Finance
RegionStaunton, VA
Identity, address, and geo from the dealership verified store record.
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