Inventory / New / K4

2026 Kia K4 EX

VIN 3KPFX5DE9TE395204Stock 26K417Snow White PearlFWD
$28,048
Includes $799 dealer processing fee
Available nowNew | 3 mi
5 offers eligible
Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.
View this vehicle on charlieobaugh.com
Pricing details and disclosure
Advertised price$28,048

This offer applies to Stock #26K417, VIN 3KPFX5DE9TE395204. Advertised price: $28,048. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.

Features and factory options

per VIN
Carpeted Floor MatsMud GuardsRadio: 12.3" Touchscreen Audio DisplayFront Heated Bucket SeatsSynTex Artificial Leather Seat TrimWheels: 17" x 7.0J Black Machined Alloy4-Wheel Disc BrakesApple CarPlay & Android AutoEmergency communication system: 911 ConnectAuto High-beam Headlights
Show all 63 features
AM/FM radio: SiriusXMFront beverage holdersVariably intermittent wipersTrip computerTraction controlTilt steering wheelTelescoping steering wheelSteering wheel mounted audio controlsSplit folding rear seatSpeed controlSecurity systemRemote keyless entryRear window wiperRear window defrosterRear side impact airbagRear seat center armrestRadio data systemPower windowsPower steeringPower door mirrorsPassenger vanity mirrorPassenger door binPanic alarmOverhead consoleOverhead airbagOutside temperature displayOccupant sensing airbagLow tire pressure warningIlluminated entryHeated front seatsHeated door mirrorsFully automatic headlightsFront wheel independent suspensionFront reading lightsFront dual zone A/CFront anti-roll barDual front side impact airbagsDual front impact airbagsDriver vanity mirrorDriver door binDelay-off headlightsBumpers: body-colorBrake assistAutomatic temperature controlAlloy wheelsABS brakesTachometerSpoilerFront Center ArmrestFront Bucket SeatsElectronic Stability ControlAir Conditioning6 Speakers

Your payment on this vehicle

5 estimates computed for this VIN
Finance
$559/mo
60 months at 5.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$559/mo
Term60 months
APR5.49%
Cash down$0
Advertised price$28,048
Dealer documentation fee$799
Price including doc fee$28,048
Amount financed$29,254
Per $1,000 financed$19.10
Total of payments$33,519
Expires2026-09-30

Estimated finance payment for stock #26K417, VIN 3KPFX5DE9TE395204. $559 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,048, which includes the $799 dealer processing fee. Amount financed $29,254, including $1,206 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $33,519. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$485/mo
72 months at 5.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$485/mo
Term72 months
APR5.99%
Cash down$0
Advertised price$28,048
Dealer documentation fee$799
Price including doc fee$28,048
Amount financed$29,254
Per $1,000 financed$16.57
Total of payments$34,897
Expires2026-09-30

Estimated finance payment for stock #26K417, VIN 3KPFX5DE9TE395204. $485 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,048, which includes the $799 dealer processing fee. Amount financed $29,254, including $1,206 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $34,897. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$434/mo
84 months at 6.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$434/mo
Term84 months
APR6.49%
Cash down$0
Advertised price$28,048
Dealer documentation fee$799
Price including doc fee$28,048
Amount financed$29,254
Per $1,000 financed$14.84
Total of payments$36,478
Expires2026-09-30

Estimated finance payment for stock #26K417, VIN 3KPFX5DE9TE395204. $434 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,048, which includes the $799 dealer processing fee. Amount financed $29,254, including $1,206 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $36,478. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$418/mo
36 months, 10,000 mi/yr, $578 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease.
Payment details and disclosure
Monthly payment$418/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$0
Due at signing$578
MSRP$26,950
Lease selling price$28,048
Net capitalized cost$28,698
Residual value$16,709
Money factor0.0015
Total of payments$15,048
Expires2026-09-30

Estimated lease payment for stock #26K417, VIN 3KPFX5DE9TE395204. $418 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $578, made up of $418 first payment, $60 title, $100 registration. MSRP $26,950. Lease selling price $28,048. Net capitalized cost $28,698. Residual value $16,709, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. The selling price includes the $799 dealer processing fee. Total of payments $15,048. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$327/mo
36 months, 10,000 mi/yr, $3,486 due at signing
our estimate
Estimated lease payment on approved credit. Not an offer to lease.
Payment details and disclosure
Monthly payment$327/mo
Term36 months
Annual mileage10,000 miles
Cap cost reduction$2,999
Due at signing$3,486
MSRP$26,950
Lease selling price$28,048
Net capitalized cost$25,699
Residual value$16,709
Money factor0.0015
Total of payments$11,772
Expires2026-09-30

Estimated lease payment for stock #26K417, VIN 3KPFX5DE9TE395204. $327 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,486, made up of $327 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $26,950. Lease selling price $28,048. Net capitalized cost $25,699. Residual value $16,709, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. The selling price includes the $799 dealer processing fee. Total of payments $11,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 24401, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Payments are computed on a price that includes the $799 dealer documentation fee. Manufacturer programs matched to this vehicle are listed separately under Current offers.

Current offers

5 programs | 0 shown as a firm offer
Finance
$559/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #26K417, VIN 3KPFX5DE9TE395204. $559 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $28,048, which includes the $799 dealer processing fee. Amount financed $29,254, including $1,206 estimated sales tax at 4.3%. That is $19.10 per $1,000 financed. Total of payments $33,519. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$485/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #26K417, VIN 3KPFX5DE9TE395204. $485 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $28,048, which includes the $799 dealer processing fee. Amount financed $29,254, including $1,206 estimated sales tax at 4.3%. That is $16.57 per $1,000 financed. Total of payments $34,897. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$434/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-09-30
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #26K417, VIN 3KPFX5DE9TE395204. $434 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,048, which includes the $799 dealer processing fee. Amount financed $29,254, including $1,206 estimated sales tax at 4.3%. That is $14.84 per $1,000 financed. Total of payments $36,478. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Zero-down lease
$418/monot a firm offer
Estimated lease payment on approved credit. Not an offer to lease.
ends 2026-09-30
Estimated lease payment on approved credit. Not an offer to lease.
Offer details and disclosure

Estimated lease payment for stock #26K417, VIN 3KPFX5DE9TE395204. $418 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $578, made up of $418 first payment, $60 title, $100 registration. MSRP $26,950. Lease selling price $28,048. Net capitalized cost $28,698. Residual value $16,709, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. The selling price includes the $799 dealer processing fee. Total of payments $15,048. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Lease
$327/monot a firm offer
Estimated lease payment on approved credit. Not an offer to lease.
ends 2026-09-30
Estimated lease payment on approved credit. Not an offer to lease.
Offer details and disclosure

Estimated lease payment for stock #26K417, VIN 3KPFX5DE9TE395204. $327 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,486, made up of $327 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $26,950. Lease selling price $28,048. Net capitalized cost $25,699. Residual value $16,709, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. The selling price includes the $799 dealer processing fee. Total of payments $11,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-09-30. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Every figure above is restated with its terms in that offer's disclosure. Offers that do not state every term required to advertise them are marked and are not presented as firm offers. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

Specifications

factory + VIN-decoded
Engine
2.0L I4 MPI
Transmission
CVT
Drivetrain
FWD
Body
4D Hatchback
Exterior
Snow White Pearl
Interior
Black
Fuel
Gasoline
Condition
New
Mileage
3 mi
Stock #
26K417

Decoded from the VIN: class PASSENGER CAR | body Hatchback/Liftback/Notchback | make Kia | engine 2.0L. Every VIN is decoded, so specs are verified, not copied from the listing.

Factory window sticker

Monroney | per VIN
Line itemMSRP
Base MSRP, 2026 Kia K4 EX$26,950
Total MSRP$26,950

Open factory window sticker (PDF) Full OEM Monroney fetched live by VIN. If the manufacturer publishes no sticker for this VIN, the link returns a not-available response rather than a document.

The dealership

AutoDealer

Charlie Obaugh Auto Group

Address410 Lee Jackson Highway, Staunton, VA 24401
Phone(540) 324-4446
DeptsSales | Service | Parts | Finance
RegionStaunton, VA
Identity, address, and geo from the dealership verified store record.
Built for AI

Every fact on this page is machine-readable

This page carries schema.org Car, Offer, OfferCatalog, and AutoDealer structured data, plus the same vehicle as clean JSON and Markdown, and a live MCP tool endpoint an AI agent can query.

GET /v/3KPFX5DE9TE395204.jsonGET /v/3KPFX5DE9TE395204.mdschema.org Car + Offer + OfferCatalogMCP get_vehicle | search_inventory